The priority you give to overvoltage protection depends on your willingness to take risks. It could be the case that you "never get hit". Then you won’t have lost anything, but will have gained only very little. However, the subject of overvoltage is then a daily worry for you – and the consequences can be costly.
But if you wish to be on the safe side, you should include overvoltage protection in your corporate strategy. Such an investment brings you operational reliability – and can save you money.